I'm going to store the extra £100 a month to use for my domain names and if we keep getting own brand things, I'll have about £50 extra a month to save up for gifts and I've got a £137 bill coming out mid November that'll be taken in 16 days but if I'm a tight git then everything will be fine starting in the New Year.
It's only August, June, October and December that are tight months but if I stop spending on things I don't need and can do without and save up the rest of the year, then I can use the money I don't spend during the tight months.
Hard going but definitely do-able!
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